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Which insurance coverage is required for owners of dangerous dogs?

  1. $50,000

  2. $75,000

  3. $100,000

  4. $200,000

The correct answer is: $100,000

In Texas, owners of dangerous dogs are required to have a liability insurance coverage of a minimum of $100,000. This requirement is in place to ensure that there are adequate financial resources available to cover potential damages or injuries caused by the dog. The insurance serves as a protective measure not just for the victims of any incidents but also for the owners, providing coverage in cases of liability claims. This regulation aims to promote safety and responsibility among dog owners, particularly for breeds or individual dogs classified as dangerous, which may pose a higher risk of causing harm.